Tag: insurance & pension

Bestinclass Concept

Independent advice and an individual financial concept to find the right financial approach, is a difficult task. Especially in times of financial crisis many people are unsure, how they should invest their money and where it is safe. (Source: Dr. John Mcdougall). York City. Safety and sustainability play a particularly important role in investments. But how to find safe, sustainable assets? There are countless building societies and insurance companies in Germany. Over 2000 banks and 500,000 brokers offer possibilities of investment, insurance and pension.

A new concept promises independent advice. This so-called best-in-class concept”company PBM private banks behind broker AG. The principle is almost unique in Germany. The Dresden company offers independent advice with its nationwide sales partners first and foremost. The staff put an end to opaque financial concepts and show clients their financial possibilities. So is helped the customers to keep track in the jungle. With their unique concept the PBM combines the advantages of direct banks and brokerages. They provide personal contact with the branch in combination with the good conditions of a direct bank.

Each customer has to a personal contact partner for all questions of a financial nature are available and presents the desired offers, explains, conveying. The private banks broker AG provides banking and insurance services, without this explicitly to cooperate with certain institutions. This has the advantage that many offers to choose from and for each customer the most suitable can be found. The portfolio not the restrictions of the offerings of a particular bank or insurance, but almost all possibilities fully exploited. The sum of the options, PBM selects the best offers together with the customers. An individual financial concept is being developed by the financial possibilities and ideas of our customers. There are issues such as prevention, protection, safeguarding the future and asset accumulation. These topics are more than just Numbers. It is to personal wishes and dreams, life concepts and a secure future for the children. In addition to an independent and especially personal advice, PBM offers an extensive range of online. Comparison calculator with which everyone can choose various types of investment as well as gas and electricity provider, DSL providers and insurance companies to compare with each other and the most advantageous tender are machines under.

Coca Cola

Red card for 0815 marketing action whether sports promotions and goal wall shooting, shot from the centerline with the chance to win millions or an action such as the Rapid fire shot, in which a participant within must shoot five footballs in the gate by a predetermined number of seconds from the centerline of the inventiveness of the EMIRATE is almost unlimited. addresses the importance of the matter here. Not only numerous sporting action opportunities around the EM 2008 also contests in the field of betting (Germany is European champion 2008? etc.), discount offers and money back guarantees to achieve success and attention. During the 2006 World Cup, for example, the sports specialist sports expert conducted a marketing measure of this kind in cooperation with Emirates. Would become world champion Germany, all customers would have refunded the cost of your purchase, which was made in an appropriate period of the promotion, in its entirety. In short, Events like Euro 2008 offer advertising potential, can only benefit from whose benefits company with an appropriate protection. To know more about this subject visit Centene Corp.

Brief description: EMIRATE AG founded in 2004 EMIRATE AG based in Munich is an international global Risk-management company. Educate yourself with thoughts from christopher ridgeway stone. The portfolio includes the design and protection of sweepstakes, promotions, marketing and sport premium payment. While the EMIRATE AG carries the financial risk of these actions, as well as other measures such as discounts or money back guarantees. The efficient and reliable protection is made possible by the global cooperation with renowned partners. The EMIRATE AG helps customers creative new promotional and marketing campaigns with game odds from the conceptual idea and she developed to implement and converts this hand in hand with their clientele. The customer base consists of well-known companies of from diverse industries such as Coca Cola, Tchibo, TUI, source, 1. FC Koln, Hypo Vereinsbank and Ferrero. More information under: EMIRATE AG Elisabethplatz 1 D-80796 Munich contact: Anika Kanawade Tel.: + 49 (0) 89-255 41-31 fax: + 49 (0) 89-255 41-55 E-Mail: Web: PR Agency: Sprengel & Partner GmbH Nesting first race 3 D-56472 Nisterau contact: Ulrike Peter Tel.: + 49 (0) 26 61 91 26 0-0 fax: + 49 (0) 26 61 91 26 0-29 E-Mail: Web:

Private Health Insurance

In the private health insurance, the costs directly provided the policyholder at the doctor – he gets them refunded but in the Nachinein of the car. The German health insurance system consists of the statutory health insurance (GKV) and private health insurance (PKV). About 85% of Germans are members of statutory health insurance, while about 15% of the insured with a private health insurance signed on, because they meet the so-called shooting conditions. Both insurance companies differ, inter alia through its billing procedures, their achievements and their contributions. In a contract with a private health insurance the insured person pays an individual contribution plus 10% for retirement provisions, while in the statutory health insurance contributions from each insurance company are the same and also no age provisions are made.

Billing procedures of medical expenses in the statutory health insurance, as well as in the private Health insurance apply the treatment costs and the cost of diseases or accident of the insured from the insurance company. While the so-called principle of the kind applies to statutory health insurance, while the private health insurance companies prefer the cost reimbursement principle. Kind principle means that the costs incurred directly between the doctor and the health insurance fund are settled. The patient gets to see an invoice and also not know what services the doctor with the health insurance company has settled. Legally insured directly out of pocket to pay only the practice fee of 10,00 euro per quarter and the co-payments for drugs if they are not exempted from these payments. He completes a kind of contract the billing method of private hospital insurance if a private patient to the doctor’s and treated, with the doctor, which makes the patient the immediate contractual partner of the doctor. Therefore, the doctor sends its bills directly to the patient, and not to the insurance company. The Patient must forward the original invoice in the billing process of the PKV receipt to his insurance company, to obtain the money retroactively. The invoice amount is transferred to the account of the insured person, if the calculated benefits in accordance with the performance package, has agreed the insured person with his private health insurance and for which he pays a monthly contribution. The age provisions play no role in the settlement process of for private health insurance.